tag:blogger.com,1999:blog-37619028073341444932024-02-18T21:47:29.933-08:00What is going on in Howard County?Barbara (Bobbie) Morroccohttp://www.blogger.com/profile/05241453016454179562noreply@blogger.comBlogger22125tag:blogger.com,1999:blog-3761902807334144493.post-12215236413727547252020-09-08T11:33:00.004-07:002020-09-08T11:33:47.930-07:00How this election will impact housing sales.<p> </p><h3 class="kcm-post-minimal-title" style="background-color: white; box-sizing: border-box; color: #666666; font-family: sans-serif; font-size: 1.4em; letter-spacing: -0.035em; line-height: 1.3; margin: 0px 0px 0.2em; outline: none !important; text-rendering: optimizelegibility;">How Will the Presidential Election Impact Real Estate?</h3><img alt="How Will the Presidential Election Impact Real Estate? | MyKCM" class="attachment-entry size-entry wp-post-image" height="410" sizes="(max-width: 750px) 100vw, 750px" src="https://files.mykcm.com/2020/09/01090345/20200902-KCM-Share.jpg" srcset="https://files.mykcm.com/2020/09/01090345/20200902-KCM-Share.jpg 750w, https://files.mykcm.com/2020/09/01090345/20200902-KCM-Share-600x328.jpg 600w, https://files.mykcm.com/2020/09/01090345/20200902-KCM-Share-100x55.jpg 100w" style="background-color: white; border: 0px; box-sizing: border-box; color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; height: auto; max-width: 100%; outline: none !important; vertical-align: middle;" width="750" /><br style="background-color: white; box-sizing: border-box; color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; outline: none !important;" /><br style="background-color: white; box-sizing: border-box; color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; outline: none !important;" /><div class="kcm-post-minimal-content" style="background-color: white; box-sizing: border-box; color: #666666; font-family: "Open Sans", sans-serif; font-size: 14px; outline: none !important;"><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">The year 2020 will be remembered as one of the most challenging times of our lives. A worldwide pandemic, a recession causing historic unemployment, and a level of social unrest perhaps never seen before have all changed the way we live. Only the real estate market seems to be unaffected, as a <a href="https://www.nar.realtor/newsroom/pending-home-sales-rise-5-9-in-July" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration-line: none;" target="_blank" title="new forecast">new forecast</a> projects there may be <strong style="box-sizing: border-box; font-size: 1em; outline: none !important;">more homes purchased </strong>this year than last year.</p><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">As we come to the end of this tumultuous year, we’re preparing for perhaps the most contentious presidential election of the century. Today, it’s important to look at the impact past presidential election years have had on the real estate market.</p><h4 style="box-sizing: border-box; color: #00aeff; font-size: 1.2em; font-weight: 300; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em; outline: none !important; text-rendering: optimizelegibility;"><strong style="box-sizing: border-box; color: #666666; font-size: 1em; outline: none !important;">Is there a drop-off in home sales during a presidential election year?</strong></h4><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;"><em style="box-sizing: border-box; outline: none !important;">BTIG</em>, a research and analysis company, looked at new home sales from 1963 through 2019 in their report titled <a href="http://researchwiseny.btig.com/ResearchLibraryAnalec/DownloadResearch.aspx?E=cafidk-b" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration-line: none;" target="_blank" title="One House, Two House, Red House, Blue House">One House, Two House, Red House, Blue House</a>. They noted that in non-presidential years, there is a -9.8% decrease in November compared to October. This is the normal seasonality of the market, with a slowdown in activity that’s usually seen in fall and winter.</p><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">However, it also revealed that in presidential election years, the typical drop increases to -15%. The report explains why:</p><blockquote style="border-bottom: none; border-image: initial; border-left: 1px solid rgb(229, 229, 229) !important; border-right: none; border-top: none; box-sizing: border-box; font-size: 1em; line-height: 1.3; margin: 1.5em 0px; outline: none !important; padding: 1em;"><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;"><em style="box-sizing: border-box; outline: none !important;">“This may indicate that potential homebuyers may become more cautious in the face of national election uncertainty.”</em></p></blockquote><h4 style="box-sizing: border-box; color: #00aeff; font-size: 1.2em; font-weight: 300; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em; outline: none !important; text-rendering: optimizelegibility;"><strong style="box-sizing: border-box; color: #666666; font-size: 1em; outline: none !important;">Are those sales lost forever?</strong></h4><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">No. <em style="box-sizing: border-box; outline: none !important;">BTIG</em> determined:</p><blockquote style="border-bottom: none; border-image: initial; border-left: 1px solid rgb(229, 229, 229) !important; border-right: none; border-top: none; box-sizing: border-box; font-size: 1em; line-height: 1.3; margin: 1.5em 0px; outline: none !important; padding: 1em;"><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;"><em style="box-sizing: border-box; outline: none !important;">“This caution is temporary, and ultimately results in deferred sales, as the economy, jobs, interest rates and consumer confidence all have far more meaningful roles in the home purchase decision than a Presidential election result in the months that follow.”</em></p></blockquote><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">In a separate <a href="https://meyersresearchllc.com/planning-for-2020-what-an-election-year-means-for-home-sales/" rel="noopener noreferrer" style="box-sizing: border-box; color: #00aeff; outline: none !important; text-decoration-line: none;" target="_blank" title="study">study</a> done by <em style="box-sizing: border-box; outline: none !important;">Meyers Research & Zonda</em>, Ali Wolf, <em style="box-sizing: border-box; outline: none !important;">Chief Economist</em>, agrees that those purchases are just delayed until after the election:</p><blockquote style="border-bottom: none; border-image: initial; border-left: 1px solid rgb(229, 229, 229) !important; border-right: none; border-top: none; box-sizing: border-box; font-size: 1em; line-height: 1.3; margin: 1.5em 0px; outline: none !important; padding: 1em;"><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;"><em style="box-sizing: border-box; outline: none !important;">“History suggests that the slowdown is largely concentrated in the month of November. In fact, the year after a presidential election is the best of the four-year cycle. This suggests that demand for new housing is not lost because of election uncertainty, rather it gets pushed out to the following year.”</em></p></blockquote><h4 style="box-sizing: border-box; color: #00aeff; font-size: 1.2em; font-weight: 300; letter-spacing: -0.035em; line-height: 1.4; margin: 1.75em 0px 0.5em; outline: none !important; text-rendering: optimizelegibility;"><strong style="box-sizing: border-box; color: #666666; font-size: 1em; outline: none !important;">Will it matter who is elected?</strong></h4><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">To some degree, but not in the overall number of home sales. As mentioned above, consumer confidence plays a significant role in a family’s desire to buy a home. How may consumer confidence impact the housing market post-election? The <em style="box-sizing: border-box; outline: none !important;">BTIG</em> report covered that as well:</p><blockquote style="border-bottom: none; border-image: initial; border-left: 1px solid rgb(229, 229, 229) !important; border-right: none; border-top: none; box-sizing: border-box; font-size: 1em; line-height: 1.3; margin: 1.5em 0px; outline: none !important; padding: 1em;"><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;"><em style="box-sizing: border-box; outline: none !important;">“A change in administration might benefit trailing blue county housing dynamics. The re-election of President Trump could continue to propel red county outperformance.”</em></p></blockquote><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">Again, overall sales should not be impacted in a significant way.</p><h3 style="box-sizing: border-box; color: #00aeff; font-size: 1.2em; font-weight: 300; letter-spacing: -0.035em; line-height: 1.3; margin: 1.25em 0px 0.2em; outline: none !important; text-rendering: optimizelegibility;"><strong style="box-sizing: border-box; color: #666666; font-size: 1em; outline: none !important;">Bottom Line</strong></h3><p style="box-sizing: border-box; margin: 0px 0px 1.5em; outline: none !important;">If mortgage rates remain near all-time lows, the economy continues to recover, and unemployment continues to decrease, the real estate market should remain strong up to and past the election.</p></div>Barbara (Bobbie) Morroccohttp://www.blogger.com/profile/05241453016454179562noreply@blogger.com0tag:blogger.com,1999:blog-3761902807334144493.post-71673846558754038922019-06-19T10:42:00.001-07:002019-06-19T10:42:54.833-07:00<div class="separator" style="clear: both; text-align: center;">
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Quote of the day!Barbara (Bobbie) Morroccohttp://www.blogger.com/profile/05241453016454179562noreply@blogger.com0tag:blogger.com,1999:blog-3761902807334144493.post-84520952052082720002019-06-19T10:37:00.000-07:002019-06-19T10:37:56.539-07:00<br />
Check out all the new business that will be opening in the old River Hill Garden Center. However, I am so sorry to see the garden center leave.Barbara (Bobbie) Morroccohttp://www.blogger.com/profile/05241453016454179562noreply@blogger.com0tag:blogger.com,1999:blog-3761902807334144493.post-49702147861195379932016-04-07T12:48:00.001-07:002016-04-07T12:48:40.881-07:00Barbara (Bobbie) Morroccohttp://www.blogger.com/profile/05241453016454179562noreply@blogger.com0tag:blogger.com,1999:blog-3761902807334144493.post-72768310161736252382016-01-12T15:55:00.001-08:002016-01-12T15:55:49.103-08:00Clarksville newsI'm pleased to announce that the US Postal Service plans to reopen a post office in Clarksville. There will be a public meeting on January 27th at 5:30PM at River Hill Community Association / Claret Hall to present plans and gather input from the community!Barbara (Bobbie) Morroccohttp://www.blogger.com/profile/05241453016454179562noreply@blogger.com0tag:blogger.com,1999:blog-3761902807334144493.post-39204515671521295152016-01-06T13:27:00.001-08:002016-01-06T13:27:17.176-08:00New Homes in FultonWilliamsburg Builders have some beautiful new homes in Fulton.Barbara (Bobbie) Morroccohttp://www.blogger.com/profile/05241453016454179562noreply@blogger.com0tag:blogger.com,1999:blog-3761902807334144493.post-46561428045904136502015-12-10T14:33:00.002-08:002015-12-10T14:33:06.290-08:00Fun Facts<div class="separator" style="clear: both; text-align: center;">
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Unless you love spending time in your car, proximity to work should be a serious factor in your home-buying process.<br />
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Barbara (Bobbie) Morroccohttp://www.blogger.com/profile/05241453016454179562noreply@blogger.com0tag:blogger.com,1999:blog-3761902807334144493.post-60017028431544819882015-11-20T09:32:00.002-08:002015-11-20T09:32:17.744-08:00Fun Facts!<div class="separator" style="clear: both; text-align: center;">
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<br />Barbara (Bobbie) Morroccohttp://www.blogger.com/profile/05241453016454179562noreply@blogger.com0tag:blogger.com,1999:blog-3761902807334144493.post-14908605739295213732015-11-19T09:58:00.002-08:002015-11-19T09:58:58.459-08:00I just have to talk about a nice Italian Restaurant in Columbia. Tino's Italian Bistro and wine bar. WOW!<br />
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Really good food. Good prices and a nice Happy Hour. This is a well kept secret. It shouldn't be. To good to keep a secret. <br />
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Stop by. Ask for Lance. He is the owner. Tell him I sent you.<br />
One of my favorite wines is Los AngeloBarbara (Bobbie) Morroccohttp://www.blogger.com/profile/05241453016454179562noreply@blogger.com0tag:blogger.com,1999:blog-3761902807334144493.post-90366951283077184222015-11-19T09:52:00.002-08:002015-11-19T09:52:51.453-08:00Fun Facts<div class="separator" style="clear: both; text-align: center;">
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<br />Barbara (Bobbie) Morroccohttp://www.blogger.com/profile/05241453016454179562noreply@blogger.com0tag:blogger.com,1999:blog-3761902807334144493.post-72415318231495217052014-04-25T08:18:00.002-07:002014-04-25T08:18:27.100-07:00The weather is changing and so are sales.Howard County Spring is Here! After a very cold snowy winter, spring has sprung. Home sales are moving and inventory is very low. This is good news for sellers, not good news for buyers. Prices are going up. Interest rates are still very low and getting a mortgage is much easier. Howard County is still one of the most requested areas to live in.Barbara (Bobbie) Morroccohttp://www.blogger.com/profile/05241453016454179562noreply@blogger.com0tag:blogger.com,1999:blog-3761902807334144493.post-8396707747049128122014-02-27T08:32:00.002-08:002014-02-27T08:32:50.058-08:00<div class="_5pax">
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<span class="fwb fcg" data-ft="{"tn":";"}"><a aria-haspopup="true" aria-owns="js_2" data-hovercard="/ajax/hovercard/user.php?id=1230850989" href="https://www.facebook.com/barbaramorrocco" id="js_3">Barbara Morrocco</a></span></div>
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Here are the 10 most affluent neighborhoods in America, as measured by mean household income.<br /><br /> Rank<br /><br /> Neighborhood<span class="text_exposed_hide">...</span><span class="text_exposed_show"><br /><br /> City<br /><br /> Mean household income<br /><br /> 1 The Golden Triangle Greenwich, Conn. $614,242 <br /> 2 Bradley Manor-Longwood Bethesda, Md. $599,440 <br /> 3 Potomac Manors Potomac, Md. $599,331 <br /> 4 Old Cutler-Hammock Oaks Coral Gables, Fla. $596,851 <br /> 5 Carderock-The Palisades Potomac, Md. $595,669 <br /> 6 East Lake Shore Drive Chicago $593,454 <br /> 7 Swinks Mill-Dominion McLean, Va. $562,596 <br /> 8 Cameo Shores-Highlands Newport Beach, Calif. $554,721 <br /> 9 Pelican Hill-Pelican Crest Newport Beach, Calif. $549,659 <br /> 10 Greenhaven Rye, N.Y. $540,403 <br /><br /> Source: Higley Elite 100<br /><br />—By CNBC's Robert Frank. Follow him on Twitter @robtfrank.</span></div>
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Barbara (Bobbie) Morroccohttp://www.blogger.com/profile/05241453016454179562noreply@blogger.com0tag:blogger.com,1999:blog-3761902807334144493.post-8466783221369033362014-01-23T14:20:00.002-08:002014-01-23T14:20:53.751-08:00Howard County is cold!!!Barbara (Bobbie) Morroccohttp://www.blogger.com/profile/05241453016454179562noreply@blogger.com0